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Re: [at-l] Health Insurance Policies
- Subject: Re: [at-l] Health Insurance Policies
- From: Jeff Wintle <firstname.lastname@example.org>
- Date: Wed, 08 Jan 1997 19:46:47 -0500
- Organization: Home Sweet Home
> >Any advice on purchasing a Health Insurance Plan (it
> >works out to $1 CAN a day) would be greatly appreciated.
You might consider Golden Rule, or some other national company that sells
individual health care polciy, or, try a Blue Cross Blue Shield. Most of
the Blues have residency requirements. For example, if could establish a
residence in Maine, the end of the trail, you might try Blue Cross Blue
Shield of Maine.
Most of their individual policies have a 12 month wait on pre-existing
conditions which may not affect you if you are just looking for emergency
or accident care coverage. However, depending upon the deductible you
chose, $150, $300, $1000, $5000; then 20% coinsurance after deductible
met, the premium might well be out of your range. Your probably looking
at $250 a month for a $150 deductible.
With these considerations, unless you are looking for catestrophic
coverage, you know the $30,000, $40,000 hospital stay, you might be
better of to save the premium bucks you might have spent and save it into
a Visa card account, which most hospitals take.
Outpatient services you might be looking at $300 to $400 a visit or
Inpatient, god forbid, probably $1000 a day. So, do the math;
$250 a month for 6 months, $1500 = about 4 or 5 outpatient hospital
I would also think your Canadian coverage must have some out of country
If you need more help, I'm on the Maine end of the trail, let me know.
Jeff>>> with asprin(ations) of someday doing the trail, maybe at 55!!!!
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